the-next-twenty-years-crystal-ballThe last 20 years have been hard on many Baby Boomers. Early retirement, downsizing, outsourcing, right-sizing, zero percent (ZIRP) and other programs have decimated retirement savings and expectations.

The next 20 years offer extreme opportunity for those able to afford the benefits of new technologies, but will be even more challenging for those who allow themselves to be obsoleted.

Our planet, with 7.5 billion people and growing, means resources will become even more stretched. Food and energy costs will bankrupt many budgets and could lead to a loss of social cohesion (riots).

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