Retirement

Retirement Savings Debacle

Retirement Savings Debacle

  Just when you thought there wasn’t any more bad news when it comes to retiring, think again. “The percentage of workers saying they or their spouse saved for retirement is 69 percent in 2016, down from 75 percent in 2009. That number has bounced around a lot, between 57 […]

 
 

ZIRP & NIRP Kill Retirement Savings

ZIRP & NIRP Kill Retirement Savings

  Lot’s of retirees who thought they’d built up a comfortable nest egg are beginning to hurt as the effects of ZIRP and now NIRP bite into savings and eventually, pensions. It’s only going to get worse, as these policies are anything but accidental, rather part of the Federal Reserve’s […]

 
 

Women Hit ‘Glass Floor’ in Retirement

Women Hit ‘Glass Floor’ in Retirement

Women know they can hit the ‘glass ceiling’ when climbing the corporate ladder, but did you know there’s also the ‘glass floor’ on the way down?. “Regardless of which state you call home, if you’re a woman, your chances of living in poverty when you pass 65 are alarmingly high, […]

 
 

Ask RB – Investing in Rough Waters, Next Steps

Ask RB – Investing in Rough Waters, Next Steps

  Elizabeth Asks: Dear RB, I’m sixty years old and my husband Bob recently passed away unexpectedly. I have a substantial portfolio of stocks and bonds, as well as a good pension, so even though I’ve been temporarily cash strapped while sorting things out, I know I’m going to be […]

 
 

Get Ready for a Haircut

Get Ready for a Haircut

Is your pension check about to get a hair cut? Most boomers have no idea how pension plans are funded, instead they sip pina coladas, relying upon politicians and experts to keep those checks coming. Over 400,000 retirees just got whacked in the head, as the Central States Pension Fund […]

 
 

Everything is Disintegrating

Everything is Disintegrating

Former Treasury Secretary, Dr. Paul Craig Roberts, says ‘Everything is Disintegrating’. Many Boomer retirement accounts have recently received major haircuts with the junk rated bond sell off that started in oil & gas but has now spread to the broader high yield market. These are indeed difficult times for retirees […]

 
 

Boomers vs. Millennials

Boomers vs. Millennials

Grant Williams is interviewed by Chris Martenson (two of our favourites) in a lengthy and complex discussion (which assumes you already have a fairly sophisticated understanding of economics and finance). It’s not for the average ‘Joe’, but if you’re concerned about protecting your retirement, it might just be for you. […]

 
 

Boomers Struggle to Pay Mortgages (2015-09-14)

Boomers Struggle to Pay Mortgages (2015-09-14)

  “Of all the financial threats facing Americans of retirement age — outliving savings, falling for scams, paying for long-term care — housing isn’t supposed to be one. But after a home-price collapse, the worst recession since the 1930s and some calamitous decisions to turn homes into cash machines, millions […]

 
 

Obamacare is Going to Bankrupt Us (2015-08-27)

Obamacare is Going to Bankrupt Us (2015-08-27)

  For the past three years, the biggest argument supporters of Obamacare trot out when faced with opposition to the mandatory tax, was that despite widespread predictions of soaring prices, US medical care service costs had remained low.. Read more…   Related Articles: The Solution to Obamacare ObamaCare Rate Hikes […]

 
 

Living in a Ghost Town (2015-08-05)

Living in a Ghost Town (2015-08-05)

Many of us are beginning to seriously question the meaning of our existence in bankrupt, materialistic, corrupt and spiritually empty western societies. Here’s 120 New Zealanders who have chosen to live in a ghost town. It may not be for everyone, but it does have a certain appeal. “It’s the […]