Retirement

The State of American Retirement

The State of American Retirement

The very concept of retirement isn’t old. It wasn’t long ago that you worked until you dropped. For all too many of today’s Boomers, it’s a return to those bad old days, and unless things change, it’s going to be the same for many still working, but hoping to retire […]

 
 

Maximize Social Security Benefits

Maximize Social Security Benefits

  Social Security is on the minds of most Boomers for good reason. As this chart clearly shows, many depend on monthly checks for all or a major part of our income. Dr. Larry Kotlikoff, an expert on Social Security, informs us that we may be seriously failing to maximize […]

 
 

Slash the Cost of Car Ownership – Legally (Video)

Slash the Cost of Car Ownership – Legally (Video)

Times are tough for lots of folks. We’ve all noticed that each year the cost of registering and plating vehicles continues rise, in some cases dramatically. Did you know there’s a completely legal way to not reduce, but completely eliminate this expense? “How to drive without a license is an […]

 
 

The Increasing Cost of Labour

The Increasing Cost of Labour

Rising labour costs due to the growing number of rules and regulations is forcing employers to introduce AI driven robotic automation devices at an ever faster rate. Before long, many of today’s jobs are no longer going to require human input, and it’s happening fast and is in no way […]

 
 

401(k), IRA Minimum Distribution at 70

401(k), IRA Minimum Distribution at 70

  If you’re turning 70, IRS rules require you to begin taking minimum distributions from your 401 (k) or non Roth IRA. “Why is 70 the magic number? U.S. tax law stipulates that you must take your first required minimum distribution (RMD) from your individual retirement account and 401(k) accounts […]

 
 

Is Living in a RV or Tiny House about to be Illegal?

Is Living in a RV or Tiny House about to be Illegal?

Trying to collect rainwater? Trying to live ‘off the grid’? How about Home Schooling or trying to keep the grandkids safe from vaccine pushers? As many have found out the hard way, government can come down hard on those rebelling against the nanny state. Here’s the latest government threat that […]

 
 

Will Pension Crisis Destroy Economy?

Will Pension Crisis Destroy Economy?

Central Bank policies around the world have all but guaranteed that a Pension Crises of unimaginable scope is coming our way.  As bad as this will be for retiring Boomers, the ramifications for the entire economy are going to be just as difficult to fathom.  “Unfunded liabilities for pensions have […]

 
 

Boomers and the Gig Economy

Boomers and the Gig Economy

As boomers discover nest eggs aren’t going to get them through retirement, many head back to work. Despite career history and job skills, some are finding the only jobs open to them are low paying, sometimes barely enough to pay for the gas, maintenance, repairs and car insurance needed to […]

 
 

Retirement Savings Debacle

Retirement Savings Debacle

  Just when you thought there wasn’t any more bad news when it comes to retiring, think again. “The percentage of workers saying they or their spouse saved for retirement is 69 percent in 2016, down from 75 percent in 2009. That number has bounced around a lot, between 57 […]

 
 

ZIRP & NIRP Kill Retirement Savings

ZIRP & NIRP Kill Retirement Savings

  Lot’s of retirees who thought they’d built up a comfortable nest egg are beginning to hurt as the effects of ZIRP and now NIRP bite into savings and eventually, pensions. It’s only going to get worse, as these policies are anything but accidental, rather part of the Federal Reserve’s […]